Millions of applicants are denied the benefits of social security every year. This denial however isn’t vague; there are criteria, which if you don’t fulfill, you are not liable to the benefits.
If you meet the conditions that qualify for LTD in the United States, then you can avail the benefits easily.
Let’s discuss the cases where your application might be denied-
A] You possess a plentiful wealth
For SSDI to be applicable, you should not be possessing abundant money. If you fall under Substantial Gainful Activity (SGA) i.e. you earn above a limit, then you might be denied the benefits of social security.
It also implies that if you earn (around $1260) while working after disability; you’re earning a plentiful amount to be considered disabled.
Investment income doesn’t count, however, only work income counts since it shows your ability to work.
B] You haven’t worked long enough
Your service years matter when it comes to accessing the benefits of social security. The system believes you should’ve put at least 10 years of immense effort into your work to qualify for the benefits. Even your pre-disability stipend counts. All this constitutes the work credit, which helps the social security evaluate if you are applying for the benefits.
C] Insufficient evidence of disability
The medical records are the most undeniable proof of your disability. If your medical reports don’t coincide and explain the severity of your condition like you do; there’s a high chance of denial. An attorney can help you collect relevant records and even request your doctor to frame the records in a way that social security recognizes the severity.
D] Standard for disability
Social security has a very well-framed definition of disability. Even if your doctor believes you are disabled, social security will not do so necessarily. They only consider you liable for the benefits of social security if you are absolutely unable to work. Even if you cannot perform your old job and pursue some other job, you are denied the benefits.
There are a lot of other conditions like you not promptly answering the consultive exams, having a criminal record; you do not follow the prescribed treatment, etc. The Social Security Disability benefits are only granted if they’re your last resort and you’ve done everything from your side to defeat the disability but still aren’t able to work.